Free tools
Multifamily underwriting calculators.
The metrics that decide a deal — DSCR, loan sizing, cap rate, NOI, the equity waterfall — as free, no-login calculators. The same math the Nivora engine runs, isolated one number at a time.
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DSCR calculator
Debt service coverage and debt yield from NOI and loan terms — the numbers a lender screens on.
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Calculator · No login
Loan sizing calculator
The maximum loan under LTV, DSCR, and debt-yield caps — and which constraint binds.
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Calculator · No login
Cap rate calculator
The going-in yield from NOI and price, and what the same income is worth at other cap rates.
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Calculator · No login
NOI calculator
Effective gross income and net operating income from rent, vacancy, other income, and expenses.
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Calculator · No login
Equity waterfall calculator
The LP/GP split of exit proceeds through pref and promote tiers, with LP IRR and multiple.
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The whole model, not one number.
These isolate one metric each. Nivora runs all of them together off your rent roll and T-12 — see the full engine on a fictional 104-unit deal.
Open the live sample deal